Effective Date: May 20, 2026​

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This Seller Verification & Transparency Policy (“Policy”) is incorporated by reference into the Ya’Mar Terms of Service and applies to all sellers using the Ya’Mar marketplace application, website, and related services (collectively, the “Platform”).

Ya’Mar LLC (“Ya’Mar,” “we,” “us,” or “our”) is committed to maintaining a safe, transparent, secure, and trustworthy marketplace environment. In accordance with the INFORM Consumers Act, payment processor obligations, anti-fraud requirements, financial compliance obligations, sanctions laws, and similar consumer protection laws, Ya’Mar may require seller verification, transparency disclosures, identity confirmation, beneficial ownership disclosures, sanctions screening, fraud prevention reviews, and ongoing compliance monitoring for sellers meeting certain thresholds or risk criteria.

By using the Platform as a seller, users agree to comply with this Policy, the Terms of Service, Privacy Policy, payment processor requirements, and all incorporated Platform Policies.

Ya’Mar may update this Policy periodically as required by applicable law, payment processor obligations, fraud prevention considerations, operational needs, marketplace integrity requirements, security concerns, or compliance obligations. Continued use of the Platform after updates constitutes acceptance of the revised Policy where permitted by law.

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1. High Volume Seller Definition

A seller may be considered a “High Volume Seller” if, within any continuous twelve (12) month period during the preceding twenty-four (24) months, the seller completes two hundred (200) or more sales of new or “like new” consumer products and generates five thousand dollars ($5,000 USD) or more in gross sales or applicable local equivalent.

Ya’Mar reserves the right to apply verification requirements earlier where reasonably necessary for fraud prevention, security reviews, payment processor requirements, suspicious activity investigations, marketplace integrity, legal compliance, chargeback prevention, risk management, customs compliance, or operational protection purposes.

Ya’Mar may notify sellers when they approach or meet applicable verification thresholds.

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2. Required Seller Verification Information

If a seller qualifies as a High Volume Seller or if Ya’Mar otherwise determines verification is reasonably necessary, Ya’Mar may require submission and verification of information including legal name, registered business name, government-issued identification, business registration documentation, payout verification information, verified phone numbers, verified email addresses, primary residential or business addresses, supplier or sourcing information, fulfillment details, beneficial ownership information, authorized representative information, officer or director information, controlling individual disclosures, tax information, banking verification information, sanctions compliance information, or additional documentation reasonably necessary for fraud prevention, identity verification, marketplace integrity, security investigations, payment processor requirements, dispute reviews, customs compliance, or legal compliance.

Tax documentation may include:

• SSN

• EIN

• ITIN

• VAT numbers

• GST numbers

• Local tax equivalents where applicable

Third-party payment processors, banking partners, payout providers, fraud prevention vendors, verification providers, financial institutions, or compliance vendors may independently require:

• Identity verification

• Tax documentation

• Banking verification

• Beneficial ownership disclosures

• Ongoing compliance reviews

• Fraud monitoring

Sellers must provide requested information within ten (10) calendar days of notification unless otherwise specified by Ya’Mar.

Failure to comply may result in delayed payouts, withheld payouts, reserve requirements, listing removal, temporary selling restrictions, account limitations, additional verification requirements, frozen transactions, denial of seller privileges, or enforcement actions.

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3. Verification and Reconfirmation Process

After submission of requested documentation, Ya’Mar may review and attempt verification within approximately ten (10) calendar days, although verification timelines may vary depending on operational volume, processor reviews, fraud investigations, compliance reviews, banking reviews, customs reviews, or security investigations.

If discrepancies, suspicious activity, incomplete information, inconsistencies, fraud indicators, or verification failures are identified, sellers may be required to update, correct, or resubmit information within an additional ten (10) calendar days.

Sellers who continue meeting High Volume Seller thresholds may be required to periodically reconfirm information, including annual reconfirmation where applicable.

Ya’Mar reserves the right to conduct additional verification reviews, request updated documentation, perform ongoing monitoring, reverify seller information, restrict accounts, delay payouts, impose rolling reserves, freeze transactions, or remove listings where reasonably necessary for fraud prevention, unusual activity, dispute investigations, chargeback activity, customs concerns, marketplace integrity, security purposes, payment processor requirements, or legal compliance.

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4. Disclosure of Seller Information to Buyers

In accordance with the INFORM Consumers Act and applicable law, if a seller’s annual gross sales exceed twenty thousand dollars ($20,000 USD) or other applicable legal thresholds, Ya’Mar may disclose certain seller information to buyers.

Disclosed information may include:

• Seller legal name

• Registered business name

• Business address

• Geographic location

• Customer service email address

• Customer service phone number

• Other disclosures required by law

If a seller’s address is residential or mixed-use, Ya’Mar may display only the seller’s state, region, country, or alternative contact methods permitted by law.

If permitted by law and the seller chooses not to display a phone number, Ya’Mar may display email contact information instead.

Required disclosures may remain visible for as long as required by law or while the seller continues to meet applicable disclosure thresholds.

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5. Seller Obligations and Accuracy Requirements

Sellers are solely responsible for ensuring all information provided to Ya’Mar is accurate, complete, current, lawful, truthful, authorized, and non-misleading.

Sellers must promptly update information if changes occur involving:

• Legal name

• Address

• Tax information

• Contact information

• Ownership information

• Business status

• Payout information

• Banking information

• Verification records

• Fulfillment operations

Sellers must promptly cooperate with:

• Verification requests

• Compliance reviews

• Fraud prevention investigations

• Payment processor reviews

• Regulatory inquiries

• Dispute investigations

• Customs reviews

• Requests for supporting documentation

Sellers may not:

• Circumvent verification requirements

• Use false identities

• Use nominee accounts

• Submit fraudulent documentation

• Operate unauthorized duplicate accounts

• Use misleading business information

• Attempt to evade enforcement actions

Failure to cooperate may result in delayed payouts, withheld payouts, listing removal, rolling reserves, restricted selling privileges, suspended accounts, permanent termination, collections activity, arbitration, or legal enforcement where permitted by law.

Providing false, misleading, deceptive, unauthorized, or fraudulent information may result in immediate enforcement action.

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6. Marketplace Quality Control and Listing Enforcement

Ya’Mar reserves the right to remove, suppress, restrict, disable, limit visibility of, demonetize, or permanently prohibit listings, sellers, inventory, fulfillment methods, sourcing arrangements, operational workflows, or seller accounts that negatively impact customer experience, marketplace integrity, fraud prevention systems, legal compliance, operational reliability, customer service quality, payment systems, or Platform reputation.

Ya’Mar may take enforcement action where reasonably necessary due to excessive shipping delays, repeated customer complaints, high dispute rates, excessive refunds or chargebacks, invalid tracking activity, misleading listings, suspicious sourcing behavior, counterfeit risk, untrusted suppliers, low-quality inventory, poor packaging standards, abusive conduct, operational failures, or violations of Platform Policies.

Repeated operational failures, fulfillment-related violations, fraud concerns, or poor seller performance metrics may result in listing removal, reserve requirements, delayed payouts, restricted seller privileges, loss of Ya’Mar Shield eligibility, permanent suspension, collections activity, arbitration, or legal enforcement where permitted by law.

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7. Enforcement and Non-Compliance

If a seller fails to comply with this Policy, applicable law, verification obligations, payment processor requirements, or Platform Policies, Ya’Mar may suspend selling privileges, disable or remove listings, withhold, reverse, or delay payouts, impose reserves, restrict account functionality, freeze transactions, require additional verification, deny Ya’Mar Shield eligibility, reject verification submissions, refuse seller approval, permanently terminate accounts, deny future Platform access, pursue collections activity, or initiate arbitration or legal enforcement where permitted by law.

Ya’Mar reserves the right to refuse verification, reject documentation, deny selling privileges, or permanently restrict accounts where verification cannot reasonably be completed or where fraud concerns, sanctions concerns, customs concerns, security risks, or operational risks exist.

Reserve requirements, payout holds, delayed payouts, rolling reserves, or enhanced verification measures may be imposed based on dispute rates, fraud indicators, unusual transaction activity, excessive chargebacks, suspicious behavior, customs risks, risk assessments, security concerns, or processor requirements.

Ya’Mar may refer matters to payment processors, financial institutions, regulators, customs authorities, government agencies, law enforcement, arbitrators, fraud prevention providers, or collection agencies where appropriate or required by law.

Ya’Mar reserves the right to amend verification thresholds, disclosure requirements, review standards, verification timelines, enforcement procedures, risk management measures, or compliance standards as required by applicable law, processor obligations, fraud prevention needs, marketplace integrity, operational requirements, or security concerns.

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8. International Sellers

Although the INFORM Consumers Act primarily applies to certain United States marketplace activity, Ya’Mar may apply similar verification, transparency, fraud prevention, sanctions screening, and compliance standards to sellers located in Canada, the United Kingdom, the European Union, and other supported jurisdictions.

International sellers remain solely responsible for complying with applicable:

• Consumer protection laws

• Data protection laws

• Customs laws

• Tax obligations

• Import/export regulations

• Sanctions laws

• Marketplace regulations

• Financial compliance requirements

• Licensing obligations

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9. Fraud Prevention and Marketplace Integrity

To maintain marketplace integrity and protect users, Ya’Mar may monitor seller activity, payout activity, transaction history, dispute history, listing activity, communications conducted through the Platform, device information, technical activity, verification records, fulfillment behavior, chargeback patterns, shipping activity, operational conduct, and related risk indicators.

Ya’Mar may screen seller information against sanctions lists, restricted party databases, fraud databases, anti-money laundering systems, or financial compliance systems where required by law or payment processor obligations.

Certain verification reviews, risk assessments, fraud monitoring activities, moderation actions, or enforcement decisions may involve automated systems, AI-assisted review tools, fraud scoring systems, automated moderation technologies, machine learning systems, or behavioral analysis technologies.

Ya’Mar reserves the right to investigate suspicious activity, request additional documentation, hold or reverse funds, freeze transactions, impose reserves, restrict accounts, remove listings, refer matters to collections agencies, or pursue arbitration or legal enforcement where permitted by law.

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10. Privacy and Data Protection

All seller information collected under this Policy is handled in accordance with the Ya’Mar Privacy Policy and applicable data protection laws.

Information collected under this Policy may be used for identity verification, fraud prevention, sanctions screening, payment processing, shipping processing, marketplace safety, risk management, customs compliance, consumer protection, dispute resolution, legal enforcement, or operational security purposes.

Seller information may be shared with payment processors, financial institutions, fraud prevention providers, identity verification providers, shipping providers, customs authorities, regulators, government agencies, law enforcement, arbitration providers, or collection agencies where reasonably necessary for fraud prevention, legal compliance, payment processing, shipping operations, customs compliance, dispute handling, enforcement actions, operational protection, or security purposes.

Verification records, transaction records, compliance documentation, customs records, dispute records, and related information may be retained for as long as reasonably necessary for fraud prevention, tax obligations, customs compliance, dispute handling, arbitration, chargeback management, legal compliance, collections activity, enforcement matters, operational security, or payment processor requirements.

Seller information is stored using commercially reasonable safeguards. Ya’Mar does not sell personal information as defined under applicable privacy laws.

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11. Contact Information

For seller verification questions, compliance inquiries, or assistance, contact:

Ya’Mar LLC-Seller Verification & Compliance
📧 compliance@yamarapp.com

Ya’Mar LLC
United States